Rolls Royce Finance

Frequently Asked Questions

• What are the benefits of financing a Rolls Royce through a broker?

  Financing a Rolls Royce through a broker should be the only channel you look at. Brokers have the ability to work with several lenders to find the best interest rate on the market as well as tailoring the finance product to suit the client’s needs. Rolls Royce is a recognised manufacturer with a big following making these vehicles very desirable, off the back of this we have the ability to increase end values known as balloon payments, this helps lower the monthly payment making your dream Rolls Royce more affordable than you might think!

• Can I finance a used Rolls Royce?

  Yes, both new and used Rolls Royce are available on finance.

• What types of Rolls Royce finance options are available?

  Using a finance broker gives greater flexibility therefore you have many options open to you when looking to finance a Rolls Royce. We will often review the client’s needs and plans for the coming years to make sure the right product is selected. Some of the products most frequently used are:

  • Hire Purchase - The most common form of vehicle finance, this allows the customer to spread the balance over an agreed term normally ranging from 2-5 years. At the end of the agreement, the vehicle will be owned outright.
  • Personal Contract Purchase (PCP) - A very popular option that gives great flexibility to customers throughout the agreement. For a full explanation of PCP finance visit our Personal Contract Purchase page.
  • Lease Purchase is an option that often results in the cheapest monthly payment for a Rolls Royce performance vehicle. With Above.Beyond’s Lease Purchase product, we can tailor the financials, but with our expert knowledge of Rolls Royce products, we can increase end values, reduce interest rates, and structure the contract to give you the lowest monthly payment in the market.
  • Business & Personal Leasing - Interested in hassle-free motoring, and want to change your car every 3-4 years? Leasing might be the option for you.
• How do I apply for Rolls Royce finance through Above Beyond?

  The application process couldn’t be simpler. Contact one of our finance specialists and let them do all the work for you. When we have the customer and Rolls Royce details, our team of experts will spend a few hours researching the best deals in the market and constructing the best package available.

• What are the eligibility criteria for financing a Rolls Royce?

  We require all of our clients to have a good credit profile when financing Rolls Royce vehicles. We have a selection of around 70 lenders who all have different underwriting criteria, but all will insist on a good credit history over the last five years. Not sure if you qualify? Give one of the team a call, and we can discuss what options are available for every circumstance.

• What is the typical interest rate for Rolls Royce finance?

  Rates can vary month on month with different lenders having different offerings. This is why using a broker is the best option when financing a Rolls Royce. Rates start from 8.9% APR.