Rolls Royce Finance

Embrace the pinnacle of luxury with Rolls-Royce ownership through our exclusive, bespoke financing solutions. Whether you’re buying a Phantom, Ghost, Wraith, Spectre, or Cullinan, our tailored finance options ensure a seamless path to experiencing the unmatched elegance and craftsmanship of a Rolls-Royce.

Get Finance for your Rolls Royce

Rates Starting From 8.9% APR*

Rolls Royce Finance

New & Used Rolls Royce Financing Options

Experience the epitome of luxury with our bespoke financing solutions, crafted to meet your discerning tastes and financial aspirations. Whether you desire a new or used Rolls-Royce, our dedicated team excels in securing competitive rates and flexible terms, ensuring your ownership experience is as extraordinary as the drive itself.

From the latest models to meticulously maintained pre-owned vehicles, explore our comprehensive financing options designed to make acquiring your dream Rolls-Royce a seamless and enjoyable journey.

Popular Rolls-Royce models that Above.Beyond have financed include:

  • Phantom
  • Ghost
  • Wraith
  • Dawn
  • Cullinan
  • Spectre

Current APR Rate 8.9% APR

Our monthly payments are often lower than other lenders and we can offer finance to clients who may be turned away by computer driven checklists.

Rolls Royce PCP Deals

Personal Contract Purchase (PCP) is an ideal financing option for those captivated by the allure of Rolls-Royce vehicles. This flexible finance solution allows you to enjoy any Rolls-Royce model with manageable monthly payments. At the end of your contract, you have three choices:

  • Return: Simply hand back the vehicle with nothing more to pay, subject to mileage limits.
  • Keep: Pay off the remaining balance to own the car outright or refinance.
  • Part-exchange: Trade in your Rolls-Royce; if its value exceeds the final payment, you pocket the difference.

At Above.Beyond, our expertise lies in securing exclusive financing through a prestigious network of lenders, ensuring you find a tailored and cost-effective deal for your Rolls-Royce purchase.

Your Finance: A Simple Journey

  • 01

    Let’s discuss your future Rolls Royce

    Call +44 (0)2920 025 669 or enquire online.

  • 02

    Your personalised Rolls Royce finance quotes are created

    We can take you through options tailored to you.

  • 03

    The credit approval process takes place

    Straightforward, with our team on hand if required.

  • 04

    Sign your documents and collect the keys to your Rolls Royce

    Drive away your dream Rolls Royce in no time at all.

Make an Enquiry

Allow us to work with you, and for you, to finance your Rolls Royce.

Frequently Asked Questions

  • Financing a Rolls Royce through a broker should be the only channel you look at. Brokers have the ability to work with several lenders to find the best interest rate on the market as well as tailoring the finance product to suit the client’s needs. Rolls Royce is a recognised manufacturer with a big following making these vehicles very desirable, off the back of this we have the ability to increase end values known as balloon payments, this helps lower the monthly payment making your dream Rolls Royce more affordable than you might think!

  • Yes, both new and used Rolls Royce are available on finance.

  • Using a finance broker gives greater flexibility therefore you have many options open to you when looking to finance a Rolls Royce. We will often review the client’s needs and plans for the coming years to make sure the right product is selected. Some of the products most frequently used are:

    • Hire Purchase - The most common form of vehicle finance, this allows the customer to spread the balance over an agreed term normally ranging from 2-5 years. At the end of the agreement, the vehicle will be owned outright.
    • Personal Contract Purchase (PCP) - A very popular option that gives great flexibility to customers throughout the agreement. For a full explanation of PCP finance visit our Personal Contract Purchase page.
    • Lease Purchase is an option that often results in the cheapest monthly payment for a Rolls Royce performance vehicle. With Above.Beyond’s Lease Purchase product, we can tailor the financials, but with our expert knowledge of Rolls Royce products, we can increase end values, reduce interest rates, and structure the contract to give you the lowest monthly payment in the market.
    • Business & Personal Leasing - Interested in hassle-free motoring, and want to change your car every 3-4 years? Leasing might be the option for you.
  • The application process couldn’t be simpler. Contact one of our finance specialists and let them do all the work for you. When we have the customer and Rolls Royce details, our team of experts will spend a few hours researching the best deals in the market and constructing the best package available.

  • We require all of our clients to have a good credit profile when financing Rolls Royce vehicles. We have a selection of around 70 lenders who all have different underwriting criteria, but all will insist on a good credit history over the last five years. Not sure if you qualify? Give one of the team a call, and we can discuss what options are available for every circumstance.

  • Rates can vary month on month with different lenders having different offerings. This is why using a broker is the best option when financing a Rolls Royce. Rates start from 8.9% APR.

Rolls Royce  Spectre
Exclusive Offer

Rolls Royce Spectre

DISCOUNTED BY £25k!

The most powerful Rolls-Royce ever — a spiritual successor to the Phantom Coupé and an emblem of artisanship in perfect harmony with electric technology.

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