Prestige Vehicle Finance

Frequently Asked Questions

• What are the benefits of financing a prestige vehicle through a broker?

  Financing a prestige vehicle through a broker should be the only option you consider. This is because brokers can work with several lenders to find the best interest rate on the market and tailor the finance product to suit your needs.

• What types of prestige vehicle finance options are available?

  Using a finance broker gives greater flexibility; therefore, you have many options open to you when looking to finance a prestige vehicle. We will often review the client’s needs and plans for the coming years to make sure the right product is selected. Some of the products most frequently used are:

  • Hire Purchase - The most common form of vehicle finance, this allows the customer to spread the balance over an agreed term normally ranging from 2-5 years. At the end of the agreement, the vehicle will be owned outright.
  • Personal Contract Purchase (PCP) - A very popular option that gives great flexibility to customers throughout the agreement. For a full explanation of PCP finance visit our Personal Contract Purchase page.
  • Lease Purchase - This is an option that often results in the cheapest monthly payment for a performance vehicle. With Above.Beyond’s Lease Purchase product we have the ability to tailor the financials, but having expert knowledge of Supercar products we can increase end values, reduce interest rates, and structure the contract to give you the lowest monthly payment in the market.
  • Business & Personal Leasing - Interested in hassle-free motoring and want to change your car every 3-4 years? Leasing might be the option for you
• Can I finance a used prestige vehicle?

  Yes, both new and used prestige vehicles are available on finance.

• How do I apply for prestige vehicle finance through Above Beyond?

  The process for applying couldn’t be simpler. Get in touch with one of our finance specialists and let them do all the work for you. When we have the customer details and vehicle details, our team of experts will spend a few hours researching the best deals in the market and constructing the best package available.

• What are the eligibility criteria for financing a prestige vehicle?

  We require all of our clients to have a good credit profile when financing prestige vehicles. We have a selection of around 70 lenders who all have different underwriting criteria, but all will insist on a good credit history over the last five years. Not sure if you qualify? Give one of the team a call, and we can discuss what options are available for every circumstance.

• What is the typical interest rate for prestige vehicle finance?

  Rates can vary month on month, with different lenders offering different rates. This is why using a broker is the best option when financing a prestige vehicle. Rates start from 8.9% APR.