Hire Purchase
For those seeking to pay the lowest overall interest, hire purchase is often the obvious choice. This is perhaps why it is the most common form of motor finance in the UK, despite the monthly payment often being higher than with other finance products.
Rates Starting From 8.9% APR*
The premise is simple, and at Above.Beyond we ensure that the process is straightforward too. You choose the deposit amount you are prepared to pay upfront. The remaining balance is then paid through fixed monthly payments over an agreed term, from 12 - 60 months. The calculated interest is included in the monthly payment.
You do have the option of making overpayments and even paying the agreement off early. However, there may be additional fees for doing so with certain products. We’ll liaise with our network of trusted lenders to ensure the most competitive rates on the market and discuss all the options with you so that you’re fully informed at every stage.
Your Finance: A Simple Journey
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