The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an ‘Initial Disclosure Document’. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.
What services do we provide?
We will provide you with either comparable details of firms most appropriate to your lending or purchase requirements or general information relating to finance products. In assessing your requirements we may seek such information about your personal circumstances and objectives as might be relevant in order to enable us to identify your needs. It is important that you provide us with accurate and relevant information. You will not receive advice, or a recommendation from us, but we may ask questions to narrow down the selection of firms offered, from which you can more easily make your own choice if you so wish.
Whose products do we use?
As a Financial Conduct Authority regulated credit broker we can introduce you to a range of lenders who may be able to help you finance your vehicle and provide other products/services.
Do we charge for our services?
We charge a fee for our Business contract hire and personal contract hire of £250.00 excluding VAT and £300.00 including VAT respectively. We are a commission and fee based organisation which means that we may receive a payment(s) or other benefits from finance providers should you decide to enter into an agreement with us. These fees may be variable or pre-set dependent on the product and the volume that we place with the chosen supplier.
Who regulates us?
Above.Beyond Finance is an Appointed Representative of Moorgate Finance Limited, which is authorised and regulated by the Financial Conduct Authority, firm number 662419.
Above.Beyond Finance is an independent finance brokerage and not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent finance advisors and as such we are unable to provide you with independent financial advice. Above.Beyond Finance may receive payment(s) or other benefits from the finance provider if you decide to enter into an agreement with them. Above.Beyond Finance aims to provide our customers with the highest standard of service. If our service fails to meet your requirements, we will endeavor to find a resolution.
Last updated: Jun 18, 2024